Pradhan Mantri Gramin Awaas Yojana 2021, Pradhan Mantri Awas Yojana is a communal welfare program initiated by the government of India with the intention to provide low-cost housing to the people residing in the rural areas of the nation. This program is in harmony with the government’s initiative of providing ‘Housing for all’ by the year 2022.
प्रधानमंत्री आवास योजना 2021 ऑनलाइन आवेदन | Apply PMAY Yojana Online 2021
Pradhan Mantri Awas Yojana 2021 Highlights
- योजना का नाम : प्रधानमंत्री आवास योजना
- इनके द्वारा शुरू की गयी : पीएम नरेंद्र मोदी जी के द्वारा
- लॉन्च की तारीक : 22 जून 2015
- लाभार्थी : देश के गरीब लोग
- उद्देश्य :पक्का घर प्रदान करना
- PMAY चरण 1 की अवधि :अप्रैल 2015 से मार्च 2017 तक
- PMAY चरण 2 अवधि: अप्रैल 2017 से मार्च 2019 तक
- पीएम आवास योजना चरण 3 की अवधि अप्रैल 2019 से मार्च 2022 तक
- आवेदन प्रक्रिया :ऑनलाइन
- ऑफिसियल वेबसाइट: https://pmaymis.gov.in/
प्रधानमंत्री आवास योजना के अन्तर्गत केन्द्र सरकार देश के आर्थिक रूप से कमजोर वर्ग, निम्न आय वर्ग तथा मध्यम आयवर्ग के व्यक्तियों को जिनके पास स्वंय का घर नही है उनको स्वयं के पक्के घर उपलब्ध कराना है। Pradhan Mantri Awas Yojana का कार्यन्वयन मोदी सरकार द्वारा दिनांक 22 जून 2015 से किया जा रहा है। प्रधानमंत्री आवास योजना का लक्ष्य वर्ष 2022 प्रत्येक पात्र परिवार को स्वंय का घर उपलब्ध कराना है। PMAY Yojana के अन्तर्गत सरकार द्वारा शहरी क्षेत्रो मे झुग्गी झोपड़ी, कच्चे मकानो मे रहने वाले और EWS,LIG तथा MIG Income Group के व्यक्तियो को सम्मिलत किया जायेगा।
Features of Pradhan Mantri Gramin Awas Yojana Scheme :
- Modern technology like information communication and space technology are being used to make sure the accurate selection of beneficiaries
- PMGAY combines all of the following schemes together – Aadhaar platform, Skill India and Jan Dhan Yojana, and Make in India. Besides this, the government is also planning to deploy MGNREGA scheme to train and allocate labour
- The Swachh Bharat and MGNREGA amongst other institutions funded toilets for the PMGAY scheme
- PMAY-G beneficiaries are entitled to get 90 days of wage employment in districts under an integrated action plan (IAP)
- Drinking water will be supplied to houses under the PMAY-G scheme by the National Rural Drinking Water program (NRDWP)
- Clean and efficient cooking fuel will be provided to the beneficiaries of PMAY-G
- Solid and liquid wastes of the households under the PMAY-G scheme will be managed
- Several amenities such as bio-fenced steps, paved pathways, road, etc. will be provided to the beneficiaries of the PMAY-G housing
- 1 crore pucca houses are to be constructed for the people of the rural areas in the next three years
- Totally, 4 crore households will be constructed under the PMAY-G scheme by the year 2022
- The estimated total expenditure of PMAY-G is Rs.60,000 crore
- The size of each unit will be revised to 25 square meters. Earlier, the size of each unit stood at 20 square meters
- The funds will be transferred electronically and directly to the beneficiaries
Eligibility Criteria for PMAY 2021 :
- Scheduled Tribes / Scheduled Castes
- Freed bonded labourers
- Minorities and non – SC/ST rural households in the BPL category
- Widows and next-of-kin to defence personnel/paramilitary forces killed in action (irrespective of their income criteria), ex-servicemen and retire Scheme
- The family applying for a loan under this scheme must include a husband, wife and child/children that are unmarried
- The family must not own a pucca house
- The applicant and his family must fulfil the income criteria mandated by this scheme and has to belong to either the EWS (Economically Weaker Section), LIG (Lower Income Group), or BPL (Below Poverty Line) category
- The income of the applicant’s family should be between Rs.3 lakh and Rs.6 lakh p.a.
- Any loan amount above Rs.6 lakh, the interest rate on the additional amount will be as per the market rate.
Important Link
Documents Required for Pradhan Mantri Awas Yojana 2021 :
PMAY-G application form that is duly filled
Ethnic group certificate
Income proof
ID proof such as aadhaar card, PAN, Driving licence, Voter ID, etc.
Income certificate in case income is below taxable limit
Address proof
Salary certificate
6 months bank account statement
IT returns
Form 16
I.T assessment order
Letter on nature if the business if the applicant is involved in business
Financial statement in case of business
Plan of construction
Certificate claiming the cost of construction
Official valuer’s certificate
An affidavit stating neither the applicant nor his family members own a pucca house
Receipt of any advance payment made to the builder
The construction contract with developer or builder
NOC from a housing society
Letter pointing out the allocation of property
